Sometimes, there is a cause that lies close to home that you would love to give to, but finances won’t stretch. However, there are ways that you can share with people who are less fortunate than yourselves. It can be hard to donate piles of money to charity, but there are some ways that you can make a contribution.

Time is Money
The old cliche is true – time is money. If you can’t give money, how about donating some of your time each week to your favourite cause? There are plenty of different things for you to do which can utilise your skill-set – help in a charity shop for a couple of hours, data-entry work, manning the helpline, driving people around – there are loads of opportunities for you to help. Volunteering also looks great on a CV!  Read more... (412 words, estimated 1:39 mins reading time)

Call NPower for a free energy quote before the 31st March 2007 and quote ‘Comic Relief’. NPower will then donate £1 to Comic Relief and you will receive a ‘Brighten Up’ energy saving box. This box containts an energy saving lightbulb and a light bulb joke booklet.

You can call NPower on 0800 107 0358.

The energy saving box and donation will both be delivered in the next 8 weeks. Only one box per household is allowed. The phonecall takes about 5 minutes and the price of a phonecall will let you donate to a very good cause!  Read more... (103 words, estimated 25 secs reading time)

Fancy learning how to speak the Chinese dialect of Mandarin?
Audible are offering a free audio book to help you learn Mandarin. You can also download the associated pamphlet to view the phonetic spellings of the words you are learning.

Grab the download here!

Please note that this download is only available for free until the 19th January 2007. You will have to sign up to audible, however no payment details are taken. You will also need to download their software in order to listen to download – the download is free, and painless to install!  Read more... (101 words, estimated 24 secs reading time)

Following on from this article, here is a novel way to introduce your children to the world of business, finance and co-operation – by using Game Theory.

Game Theory is more commonly known as the ‘Prisoner’s Dilemma’. The classic version of it is as follows:  Read more... (495 words, 1 image, estimated 1:59 mins reading time)

Even if you think that you car insurance is low, it’s always worth re-evaluating your insurance when renewal time comes around in case you can save even more money. Even if your circumstances have not changed since last year, you may still be able to find cheaper insurance by adjusting some of the parts of your insurance policy.

Here are our top ten tips for lowering your insurance premiums:

1. Shop around
Shop around and put the same details in for each company. You may be surprised how much you could save by switching. Check to see if there are online discounts or not – often, buying your insurance online will give you a cheaper insurance premium than buying over the phone.  Read more... (547 words, estimated 2:11 mins reading time)

Well, free Guinness anyway! Want a pint of Guinness totally free? The pub chain O’Neills are offering everyone a voucher for a free pint of Guinness. Click here to be taken to the voucher, or click here to go to the Guinness site. You will need to print the voucher off and give it to the bartender at the time of purchase. The voucher is valid until the 31st January 2007. Cheers!

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Pigsback is an affiliate site where you collect piggypoints via various means and you can exchange these piggypoints for free gifts and vouchers.

You can sign up at http://www.pigsback.com

The Beginner’s Guide

Clickthroughs – when you first login to pigsback, you will see a homepage with offers on it. Usually every Monday, Pigsback will update some of these offers and their grey borders will turn pink. Click on the ads with the pink borders and you will earn 10 Piggypoints! (approximately equal to 10p). Then you can go back to your homepage and repeat. Refreshing your page should bring up new offers. If you are unable to see any offers, go to ‘your offers’ or ‘more offers’ and see if you can find any more. Pink border clickthroughs are generally available for two weeks after they have been released.  Read more... (1048 words, estimated 4:12 mins reading time)